I started with a Stampin Up Always Artichoke card. I color printed the Joy greeting with a digi from the Eventful Year stamp set in Marina Mist. I then stamped the Evergreen from the Lovely as a Tree stamp set in AA. I adhered this layer to the card front. I added small ribbon flags in the upper left hand corner in MM, AA and Elegant Eggplant. These are held in place with tiny white brads.
Submitting this card to these challenges:

Clean & Simple Color & Sketches
#114 Challenge.
Crafty Hazelnut's Christmas Challenge -
Anything goes