Holly Jolly - First Letter First Name which for me is S for snowflakes.
I cut 2 snowflakes with the Stampin Up! Large snowflake die in black and gold. I embossed a white layer with the Cuttlebug Swiss Dots folder which I added to a black card. I placed a black greeting printed on vellum to the bottom of the card held in place with 2 brushed gold tiny brads. I layered the 2 snowflakes and added a MS Snowflake punchie in black in the centre. I tiny brushed gold brad holds these all to the card front.