R2Go Christmas Card Kit - Penguin Ear Muffs

I started with a navy card and a navy, blue, white and glitter square accent featuring a skating penguin with red glitter ear muffs. 

I printed a square to frame the penguin accent layer.  I adhered the accent square to the frame.  This layer was adhered to the card front aligned to the top of the card leaving an even border on 3 sides.

I color printed 2 greetings. I selected my banner greeting then trimmed with scissors. I cut a piece of 3D foam tape in half and placed a piece on each end of the greeting.  I then adhered the greeting below the accent layer

I adhered a quarter sheet insert on the inside of the card on the right hand side.